Start free. Upgrade when you need more.
Free calculators for everyone. Premium planner for when you're ready to see the full picture.
- Compound interest calculator
- Retirement calculator
- Debt snowball calculator
- Roth vs Traditional calculator
- Net worth calculator
- Educational guides
- Save scenarios
- Monte Carlo simulation
- Roth conversion modeling
- PDF reports
- Social Security planning
- Everything in Free
- Full retirement & net worth planner
- Save unlimited scenarios
- Monte Carlo success simulation
- Tax-aware withdrawal estimates
- Roth conversion modeling
- Social Security planning
- Employer match & vesting tracker
- Debt payoff impact on net worth
- Real estate equity projection
- PDF report generation
- Net worth history tracking
Pricing may change before public launch.
- All premium features
- Lifetime access — pay once
- All future premium updates
- Offline desktop app (when available)
- Early access to new features
- Founder pricing — may not be available at launch
Early users may receive founder pricing. Price subject to change.
All projections are educational estimates. Wealth Trajectory does not provide financial, tax, or investment advice.
What's included in Premium?
Monte Carlo Simulation
Run 1,000 randomized return scenarios to see the probability range of your plan succeeding through retirement.
Roth Conversion Modeling
Model strategic Roth conversions during low-income years to reduce future Required Minimum Distributions and tax exposure.
Social Security Planning
Include or exclude Social Security income at different claiming ages (62, 67, 70) to see the impact on your retirement readiness.
Savings Rate Increases
Schedule 0.5–2% annual savings-rate increases to model the compounding impact of gradually saving more over time.
Real Estate Equity Tracking
Project home equity appreciation and mortgage paydown to see how real estate fits into your total net worth trajectory.
PDF Reports
Generate a printable summary of your projection, assumptions, and scenario results to review, share, or save offline.
FAQ
No. Wealth Trajectory provides educational estimates based on the assumptions you enter. Results are not financial, investment, tax, or legal advice. Consult a qualified professional before making major financial decisions.
The free calculators run entirely in your browser — no data is sent to our servers. The premium planner may store your plan data in your account or locally on your device, depending on future implementation. We do not sell personal information.
Yes. Monthly subscriptions can be cancelled at any time. You retain access through the end of the billing period. Annual subscriptions can also be cancelled, with remaining access through the end of the year.
No. Wealth Trajectory does not connect to bank accounts, brokerages, or financial institutions. You enter your numbers manually. This keeps your data private and in your control.
Yes — that is the only way it works. You enter all values manually. There are no open banking connections or account aggregation features.
The premium planner includes Roth conversion modeling. The free Roth vs. Traditional calculator compares the two account types based on tax rates.
The premium planner includes Social Security income scenarios. Free calculators do not include Social Security.
No. Wealth Trajectory helps you understand your numbers and test scenarios. It does not replace personalized advice from a licensed financial planner, tax advisor, or investment professional.