Disclaimer

Last updated: June 6, 2026

Educational Purposes Only

The information, tools, calculators, and content provided by Wealth Trajectory (this website, the planner application, and any related materials) are intended solely for general educational and informational purposes. Nothing on this site constitutes financial advice, investment advice, tax advice, legal advice, or any other professional advice.

No Guarantee of Results

All projections, calculations, and estimates are based on assumptions you provide and mathematical formulas. Results are illustrative only. Actual investment performance, tax outcomes, debt payoff timelines, and retirement income will depend on many factors that cannot be predicted, including:

• Future investment returns (which vary and cannot be guaranteed)
• Inflation rates
• Changes in tax laws and rates
• Employment and income changes
• Health and longevity
• Market volatility and economic conditions
• Changes in Social Security policy
• Personal spending and lifestyle decisions

Past Performance Does Not Guarantee Future Results

Any reference to historical market returns (such as long-term average stock market returns) is for illustrative purposes only. Past performance of any market, index, or investment does not guarantee future results. You may lose money.

Consult Qualified Professionals

Before making any major financial decision — including retirement planning decisions, investment allocation decisions, tax strategy decisions, or debt management decisions — you should consult with one or more qualified professionals, which may include:

• A licensed financial planner (CFP) or registered investment advisor (RIA)
• A certified public accountant (CPA) or tax advisor
• An estate planning attorney
• A licensed insurance professional for relevant coverage needs

No Fiduciary Relationship

Use of Wealth Trajectory does not create a fiduciary relationship between you and Wealth Trajectory or its creators. We do not act as your financial advisor, and we do not have knowledge of your complete financial situation, goals, risk tolerance, or other personal factors that a qualified advisor would consider.

Assumptions Are Yours

The results you see in our calculators and planner are entirely dependent on the numbers and assumptions you enter. Entering unrealistic assumptions (such as very high return rates or very low inflation) will produce unrealistic results. We recommend testing a range of scenarios, including conservative assumptions.

Not Tax or Legal Advice

Nothing in this website, application, or any related materials constitutes tax or legal advice. Tax laws are complex, vary by jurisdiction, and change frequently. Do not rely on any content here for tax planning decisions without first consulting a qualified tax professional.

Limitation of Liability

To the maximum extent permitted by applicable law, Wealth Trajectory and its creators, operators, and affiliates shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from your use of this website, the planner, or any calculator tools — even if advised of the possibility of such damages.

Use at Your Own Risk

Your use of Wealth Trajectory and all tools, calculators, and content provided is entirely at your own risk. You are solely responsible for evaluating the accuracy, completeness, and usefulness of any information provided and for any decisions you make based on that information.

If you have questions, please contact us.