Premium Planner

Your complete financial picture, in one planner.

Bring your accounts, debts, goals, and assumptions together into one projection — then test the decisions that actually matter. Includes Monte Carlo, Roth conversions, Social Security, employer match, real estate equity, saved scenarios, and PDF reports.

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What's Included

Premium planner features

Everything you need to model your complete financial picture — accounts, debts, real estate, taxes, and retirement income.

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Multi-Account Planner

Model 401(k), Roth IRA, traditional IRA, brokerage, HSA, and more — each with its own contribution rate, employer match, and vesting.

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Monte Carlo Simulation

Run hundreds of randomized return scenarios to estimate the probability your plan succeeds through retirement.

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Roth Conversion Planning

Model strategic conversions during low-income years and compare pre-tax vs. Roth trajectories side by side.

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Social Security Scenarios

Include Social Security income at different claiming ages and see the impact on your retirement readiness.

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Debt Payoff Integration

See how eliminating debt changes your net worth trajectory and frees up cash flow to accelerate investing.

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Real Estate Equity

Model home appreciation, mortgage paydown, and equity growth as part of your total net worth projection.

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Tax-Aware Estimates

Compare pre-tax and after-tax retirement values to understand what your balance will actually be worth.

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Saved Scenarios

Save multiple versions of your plan and compare retirement ages or return assumptions side by side.

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PDF Reports

Generate a printable projection summary with your key numbers, assumptions, and scenario results.

Pricing

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All five financial calculators
Educational guides
The full planner
Monte Carlo & Roth conversions
Saved scenarios & PDF reports

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